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Wise Person Characteristics

15 Characteristics of a Wise Person

Proverbs 16:16 states, "How much better to get wisdom than gold, to choose understanding rather than silver!" This is sage advice, but not really a...
Calculate Personal Net Worth

How to Calculate Your Personal Net Worth – Definition & Calculations

Many of us wonder what we are worth. I'm not talking about what we're worth as people, which is an entirely different concept. I'm talking...
Personal Budgeting Tips

12 Steps for How to Make a Budget – Personal Budgeting...

Creating your first budget can be extremely overwhelming. So overwhelming, in fact, that only 40% of American families have a working monthly budget. But...
Stop Living Paycheck

How to Stop Living Paycheck to Paycheck

According to a 2017 CareerBuilder survey, 78% of all workers say they live paycheck to paycheck. It's not just low-wage workers who have this...
Lying Spouse Financial Infidelity Marriage

How to Deal with a Lying Spouse – Financial Infidelity in...

Julia has a secret credit card that she hides from her husband, Carlos. Whenever she goes out for a little retail therapy, she uses...
Financial Tips College Students Save Manage Money

8 Financial Tips for College Students to Save and Manage Money...

If your child is one of the millions of college freshmen headed off to school, your August might be packed with shopping, gathering textbooks,...
Money Management Newly Married Couples

18 Money Management Tips for Newly Married Couples

"For better or for worse... For richer or for poorer." This is what most of us promise to our spouse when we pledge ourselves...
Ideas Hanging Out With Friends

9 Ideas for Hanging Out With Friends on a Tight Budget

Ignoring a friend's phone call is a terrible thing to do, but I'll admit I've done it for financial reasons. It wasn't because I...
Envelope Budgeting System

Envelope Budgeting System – How It Works, Pros & Cons

So you've been working to make a budget using tools like Personal Capital or Mint.com and have been diligently putting in all of your income...
Get Money Down Payment House

How to Get Money for a Down Payment on a House...

Whether you're purchasing a prefab dwelling, building a new construction home, or planning to fix up an older house, you're probably excited about the prospect...
Stop Overspending Budget Control

How to Stop Overspending & Get Your Budget Under Control

Are you a chronic overspender? If you start each month with great intentions and spend according to a set plan, but eventually find yourself...
31 Frugal Ways Save Money

31 Ways to Be Frugal And Save Money

My friends and I often share tips on how we save money, and praise one another for getting good deals on everything from happy...